Investor Flow (Investor Portal dApp)

Investors are the source of capital in the tokenized private credit lifecycle. Their experience must be simple, transparent, and trustworthy, even though the underlying mechanics involve multiple smart contracts.

In this hackathon project, investors interact only through the Investor Portal, where they can:

• View the project

• Connect their wallet

• Buy participation tokens

• Monitor escrow and milestone progress

• Claim their ROI once the project completes

Trustless Work provides the escrow infrastructure and transparency layer that assures investors their capital is being used according to the promised milestones.

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6.1 Responsibilities of the Investor

An Investor is responsible for:

• Adding the trustline to the participation token

• Purchasing tokens through the token sale

• Tracking project updates

• Claiming their payout at the end of the cycle

They do not need to understand smart contracts — all functions are abstracted into a clean UI.

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6.2 Where the Investor Works

Investors use only one interface:

📱 Investor Portal

This portal allows investors to:

• View project details

• Inspect escrow progress (via embedded escrow viewer)

• Participate in the token sale (funding phase)

• Claim USDC during the ROI phase

The portal is lightweight and fully powered by Trustless Work APIs and the newly added tokenization contracts.

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6.3 Step-by-Step Investor Flow

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Step 1 — Open Project Public Page

The project public page displays:

• Project name & description

• Industry (e.g., luxury cars, art gallery, hotel, etc.)

• Token sale price (USDC per token)

• Hard cap & progress bar

• Timeline preview (milestones)

• Escrow viewer for transparency

This gives investors the right level of context before committing funds.

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Step 2 — Connect Wallet

The investor connects via:

• Freighter

• Albedo

• Lobstr Vault (if supported)

• Any wallet integrated via Stellar Wallet Connect

The portal recognizes:

• Wallet address

• Token trustlines

• Existing PT balance

• Claim eligibility (later)

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Step 3 — Set Trustline to the Participation Token

Participation Tokens (PT) require trustlines on Stellar.

Upon first visit after token deployment:

• The portal detects if the trustline is missing

• Displays a Trustline Required modal

• Investor approves the trustline in their wallet

Outcome: Investor wallet is now eligible to receive PT.

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Step 4 — Buy Participation Tokens

Investor selects an amount of USDC to invest.

Actions:

• Input USDC amount (e.g., 1,500 USDC)

• Review purchase summary

• Click Buy Token

Token Sale Contract Process (under the hood):

1. Receives investor’s USDC

2. Mints PT to the investor wallet

3. Automatically deposits USDC into the Escrow Contract

Outcome: The investor holds PT tokens representing their share of the round.

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Step 5 — Monitor Escrow Progress

Investors can check real-time progress as the project evolves.

Portal displays:

• Milestone list

• Evidence uploads (photos, receipts, PDFs)

• Approval and release signatures

• Escrow balance

• Total releases made

This is where Trustless Work shines: Investors finally get full visibility into the use of funds.

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Step 6 — Wait for Project Completion

Investors simply monitor:

• Milestones = completed

• Escrow = fully released

• Project = ready for ROI

When the project creator creates and funds the vault, the system notifies the investor that redemption is now open.

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Step 7 — Claim ROI from Vault

Once the Vault is open:

Investor Actions:

• Connect wallet

• Portal reads PT balance

• Shows “Your Claimable USDC”

• Investor clicks Claim

• Vault burns PT

• Vault pays USDC to investor

Formula:

payout = token_balance × price_per_token

Outcome: Investor receives principal + yield. Tokens are burned, ending their participation.

6.5 Why This Matters

The Investor Flow demonstrates how Trustless Work enables:

• True transparency on how funds are used

• Milestone-based capital protection

• Clear lines of responsibility between roles

• Simple redemption without intermediaries

• A trust experience that traditional private credit lacks

This is how tokenized private credit becomes accessible and trustworthy.